
Tuesday, April 6, 2010
Homemade dryer sheets

Thursday, January 21, 2010
Dave
The Seven Baby Steps
Begin your journey to financial peace
New to Dave? Learn about Dave and his company.
Get out of debt the same way you learned to walk—one step at a time. Dave has taught these principles to millions via radio, books, Financial Peace University, live events and online. Here's the process:

$1,000 to start an Emergency Fund
An emergency fund is for those unexpected events in life that you can’t plan for: the loss of a job, an unexpected pregnancy, a faulty car transmission, and the list goes on and on. It’s not a matter of if these events will happen; it’s simply a matter of when they will happen. Learn more

Pay off all debt using the Debt Snowball
List your debts, excluding the house, in order. The smallest balance should be your number one priority. Don’t worry about interest rates unless two debts have similar payoffs. If that’s the case, then list the higher interest rate debt first. Learn more

3 to 6 months of expenses in savings
Once you complete the first two baby steps, you will have built serious momentum. But don’t start throwing all your “extra” money into investments quite yet. It’s time to build your full emergency fund. Learn more

Invest 15% of household income into Roth IRAs and pre-tax retirement
When you reach this step, you’ll have no payments—except the house—and a fully funded emergency fund. Now it’s time to get serious about building wealth. Learn more

College funding for children
By this point, you should have already started Baby Step 4—investing 15% of your income—before saving for college. Whether you are saving for you or your child to go to college, you need to start now. Learn more

Pay off home early
Now it’s time to begin chunking all of your extra money toward the mortgage. You are getting closer to realizing the dream of a life with no house payments. Learn more

Build wealth and give!
It’s time to build wealth and give like never before. Leave an inheritance for future generations, and bless others now with your excess. It's really the only way to live! Learn more
This is from his website under baby steps!!!!
Monday, January 18, 2010
Why I love a guy named Dave
Wednesday, November 11, 2009
Dam it!
Monday, November 2, 2009
Halloween
Wednesday, September 16, 2009
Rumors and Life
Thursday, August 20, 2009
What I am reading.
The good news is that the best season of your life can be ahead of you no matter what your age or circumstances-If you choose to make it so-Because 90% of your potential is not only untapped and unused, but also undiscovered. That's not just good news, it's incredible news! -Tim Hansel
Monday, August 17, 2009
Tuesday, August 4, 2009
Weekend fun at Yogi's!
Tuesday, July 21, 2009
Debbie Downer Day
Monday, July 20, 2009
Wednesday, July 1, 2009
Wednesday, June 17, 2009
Tuesday, May 26, 2009
Magic Jack
